Disclaimers & Legal

EPG Wealth Building Community — Member Agreement, Disclaimer, Non-Disclosure & Risk Disclosure

EPG Wealth Building Community Disclaimer

Important — Read Carefully Before Accessing Any EPG Content

This Agreement ("Agreement") governs your participation in the EPG Wealth Building Community, EPG-WORLD, and all associated platforms, content, events, and opportunities provided by EPG ("Company," "We," "Our," "Us").

By joining, accessing, or participating in the EPG platform, you ("Participant," "Member," "You," "Your") acknowledge and agree to all terms below.

1. Purpose of the Community (Mission Clause)

EPG was created to provide education, community support, and strategic tools designed to help entrepreneurs and high-performance individuals navigate current economic conditions, build responsible financial habits, develop business skills, and position themselves for long-term success.

EPG does not guarantee financial results, income outcomes, or business performance. The purpose is education, empowerment, and support — not financial advising or financial management.

2. No Financial, Legal, or Tax Advice

You understand and agree that:

  • EPG is not a financial advisor, broker, CPA, investment manager, or legal professional.
  • All information provided is educational only.
  • Nothing in the community should be interpreted as personalized financial, legal, tax, or investment advice.
  • You must consult your own licensed professional before making financial or business decisions.

3. No Earnings or Results Guarantee

You acknowledge and agree that:

  • EPG makes no guarantees regarding funding approvals, credit outcomes, income, profits, investment returns, trading results, or business success.
  • Any examples, testimonials, or case studies are for educational purposes only and are not promises of results.

4. Risk Disclosure & Personal Responsibility

You acknowledge that all financial activities involve risk, including but not limited to:

  • Trading (forex, crypto, stocks, derivatives)
  • Algorithmic or automated trading
  • Leveraging credit
  • Applying for loans
  • Starting or scaling a business
  • Investing in any market

You agree that:

  • You are solely responsible for your own financial decisions.
  • You assume all risks associated with your actions.
  • You will not trade, borrow, or invest money you cannot afford to lose.
  • You will conduct your own due diligence before engaging in any financial activity.

5. Access to Funding & Financial Review

  • EPG does not approve funding, underwrite credit, or guarantee financial reviews.
  • Funding decisions are made by third-party institutions (banks, lenders, etc.).
  • EPG is not responsible for lender decisions or outcomes of applications.

6. Confidentiality & Non-Disclosure (NDA)

6.1 Protected Information Includes:

  • All community content and materials
  • Strategies, frameworks, recordings, and training
  • Financial tools, systems, and documents
  • Private conversations and Q&A
  • EPG-WORLD content (music, visuals, releases, identity, concepts)
  • Behind-the-scenes creative material
  • Unreleased music and content drops
  • Private event recordings
  • Investment opportunities
  • Business relationships and partnerships

6.2 NDA Agreement — You Agree To:

  • Not share, copy, distribute, record, download, leak, repost, or publish any EPG or EPG-WORLD content publicly or privately.
  • Not reveal the identity, creators, contributors, or internal operations of EPG-WORLD in any form.
  • Not disclose any internal strategies, tools, templates, conversations, screenshots, or resources.
  • Not circumvent EPG relationships or partnerships.
  • Not use EPG content to create competing programs, training, or businesses.

6.3 Violations

Any violation of confidentiality or NDA terms may result in:

  • Immediate termination from the community
  • Permanent loss of access
  • Potential civil and criminal liability
  • Legal action seeking monetary damages

7. Intellectual Property Rights

All content provided by EPG — including videos, PDFs, music, frameworks, tools, creative assets, and training — is protected by copyright law and is the exclusive property of EPG. No rights are granted to you beyond personal, limited use.

8. Limitation of Liability

To the maximum extent permitted by law, EPG is not liable for: financial losses, lost profits, lost opportunities, credit decisions, business outcomes, trading losses, investment losses, or any damages resulting from participation. Your membership is voluntary, and you accept all personal risk.

9. Termination

EPG may terminate access immediately for: violation of this Agreement, sharing confidential content, misuse of materials, abusive or unethical behavior, circumvention or exploitation of EPG systems. No refunds are provided for violation-related terminations.

10. Governing Law & Dispute Resolution

This Agreement is governed by the laws of Wyoming, USA. Any dispute will be handled through binding arbitration, not litigation.

11. Acceptance of Terms

By accessing or participating in the EPG Wealth Building Community, you acknowledge that: you have read this Agreement in full, you understand its terms, you accept all risks, you agree to comply with all confidentiality requirements, you understand the purpose and limitations of the community, and your continued participation constitutes ongoing acceptance.

EPG Master Disclaimer, Terms & Conditions

This Master Disclaimer, Terms & Conditions, and User Agreement ("Agreement") governs your participation in and access to the Earn • Protect • Grow ("EPG") Community, the VIP Membership, the Super Affiliate program, all coaching/consulting sessions, all training materials, and all content provided by EPG, High Ticket Offer Financing (HTOF), YellowBrick Financial, EPG-WORLD, and all related brands.

This Agreement applies to ALL Members, ALL VIP Members, ALL Super Affiliates, ALL coaching/consulting clients, ALL participants in any EPG program, and ALL individuals accessing any content or intellectual property. This Agreement is legally binding and enforceable.

1. Access Only — Not Financial or Investment Advice

All content, conversations, videos, documents, presentations, frameworks, coaching, guidance, and strategies provided by EPG are educational, informational, strategic, and support-based.

They are NOT: financial advice, investment advice, legal advice, tax advice, accounting advice, insurance advice, financial planning, credit repair services, fiduciary services, or broker-dealer services.

EPG is not acting as a licensed financial advisor, investment advisor, broker, attorney, accountant, or tax consultant. You must seek licensed professionals before making any financial or legal decision.

2. No Guarantee of Results, Outcomes, or Profits

EPG does NOT guarantee: income, profits, business success, funding approvals, credit approvals, trading gains, investment returns, partnership opportunities, acceptance into private opportunities, or business growth.

Any examples shared are illustrative only and not promises or predictions. Your success depends entirely on your decisions, research, due diligence, effort, discipline, execution, and market conditions. You take full responsibility for your outcomes.

3. You Are 100% Responsible for Your Decisions

  • You make all decisions independently
  • You accept all risk associated with your decisions
  • You are responsible for evaluating opportunities
  • You will conduct your own due diligence
  • You will verify all information independently
  • You will consult licensed professionals
  • You will not rely solely on EPG for financial or business decisions

4. Confidentiality & Non-Disclosure (NDA)

All content provided inside the community is strictly confidential. You agree NOT to: share, screenshot, record, save, publish, leak, forward, distribute, stream, repost, reveal, or repurpose ANY content from EPG or EPG-WORLD. This NDA survives termination permanently.

5. Content & Intellectual Property Use Restrictions

  • NOT to share your login
  • NOT to give others access
  • NOT to allow team members, partners, or family to access your account
  • NOT to upload EPG content to ANY platform
  • NOT to teach or resell EPG frameworks
  • NOT to recreate or reverse-engineer EPG systems
  • NOT to use EPG content in your own programs
  • NOT to leak or share unreleased EPG-WORLD music or assets

Violations may result in: immediate removal (no refund), permanent ban, legal action, and damages up to $25,000 or more.

6. Non-Circumvent

You agree NOT to: bypass EPG, approach partners directly, contact deal creators independently, solicit EPG partners privately, recreate competing systems, misuse introductions, or negotiate deals behind the Company's back. This clause survives for 24 months after termination.

7. Membership Fees, VIP Fees & Refund Policy

  • All membership payments are non-refundable
  • VIP Membership ($997/yr) is non-refundable
  • Failure to renew forfeits access
  • You pay for access and education — not guaranteed outcomes
  • No refunds for early termination due to breach

8. Coaching & Consulting Disclaimer

All coaching, consulting, 1-on-1 sessions, group calls, strategic advising, business guidance, and Q&A sessions are educational, informational, and supportive. They are NOT financial, legal, or tax advice, investment recommendations, or promises of results. You accept full responsibility for implementing or ignoring advice.

9. Conduct Requirements

You agree to behave professionally, respect other members, avoid harassment, avoid disruptive behavior, avoid spamming or solicitation, respect community boundaries, follow all community guidelines, and avoid negative or toxic behavior. EPG may terminate any member at its discretion for misconduct.

10. Limitation of Liability

To the fullest extent permitted by law, EPG is not liable for financial loss or damages. EPG's total liability is limited to the amount you paid. You waive all claims for financial, business, or personal losses.

11. Arbitration & Governing Law

All disputes must be resolved by binding arbitration in Sheridan, Wyoming. You waive court rights, jury trial, and class-action claims.

12. Acknowledgment & Acceptance

By accessing or participating in the EPG Wealth Building Community, you confirm that you have read this entire Agreement, you understand and agree to all disclaimers, you accept full responsibility for your decisions, you accept all risks, you understand access does not equal results, you agree to confidentiality and non-circumvent rules, and you understand this Agreement is legally binding.

EPG Community Educational & Liability Disclaimer

Important Notice — Educational Purposes Only

The Earn • Protect • Grow (EPG) Community is an educational membership platform designed to share real-world experiences, strategies, perspectives, and insights related to personal finance, business, wealth-building, and mindset.

All content provided within the EPG Community — including but not limited to videos, live calls, written materials, tools, templates, discussions, and community interactions — is for general educational and informational purposes only and does not constitute financial, investment, legal, tax, insurance, or professional advice.

EPG does not provide personalized financial recommendations. No information shared within the community should be interpreted as a recommendation to buy, sell, or hold any financial product, security, asset, or strategy.

Members acknowledge and agree that:

  • All decisions made as a result of participating in the EPG Community are their sole responsibility.
  • Any financial outcomes depend on individual circumstances, discipline, and execution.
  • EPG makes no guarantees regarding income, profits, performance, or financial results.
  • Past experiences, case studies, and testimonials shared are not guarantees of future results.

The EPG Community is built around learning from real human experiences, not licensed financial advisory services. Members are encouraged to consult with qualified, licensed professionals before making any financial, legal, or tax decisions.

By joining the EPG Community, you agree that EPG, its founders, partners, contributors, and affiliates are not liable for any decisions, actions, or outcomes resulting from the use of information provided within the platform.

Content & Intellectual Property Use Agreement

1. Personal Use Only — No Sharing, Copying, or Distribution

All content provided inside the EPG Community, VIP Membership, training areas, calls, recordings, documents, tools, frameworks, videos, audio files, and EPG-WORLD creative assets are for personal use only.

  • You will NOT share your login credentials with anyone.
  • You will NOT give anyone access to the community, VIP area, or any EPG content.
  • You will NOT download or upload content to other platforms.
  • You will NOT record, screen record, screenshot, or save content for redistribution.
  • You will NOT send EPG content to friends, coworkers, or any other individuals.
  • You will NOT repurpose, recreate, or re-teach EPG's intellectual property.

2. Ownership & Intellectual Property Rights

All materials — including videos, recordings, documents, training modules, frameworks, strategies, tools, code, systems, call recordings, graphics, logos, branding, community discussions, and EPG-WORLD audio, music, voice, visuals, or persona assets — are the exclusive intellectual property of EPG, HTOF, YellowBrick Financial, and EPG-WORLD.

Nothing you receive gives you ownership, rights, licensing, permission to share, or permission to recreate or distribute any part of this content.

3. No Commercial Use

You agree that you will NOT sell, resell, monetize, create courses from, create offers from, repurpose, white-label, or commercially exploit ANY material, insight, or information received inside the community or VIP area.

4. EPG-WORLD Identity & Creative Asset Protection

EPG-WORLD's identity, voice, music, style, and persona are proprietary. All early releases, unreleased songs, demos, visuals, and behind-the-scenes content are strictly confidential.

  • NOT to share EPG-WORLD's unreleased music
  • NOT to post or leak creative assets
  • NOT to reveal private content or identity-related information
  • NOT to use EPG-WORLD content in your own marketing
  • NOT to upload ANY EPG-WORLD material to social platforms

Violation of this clause is grounds for immediate removal and legal action.

5. Enforcement & Consequences for Unauthorized Sharing

Unauthorized sharing, copying, distribution, or commercial use of EPG content will result in:

  • Immediate termination of membership (no refund)
  • Permanent ban from all EPG programs
  • Financial liability for damages up to $25,000 or more
  • Legal action to recover losses
  • Reporting to platforms if digital piracy occurs

6. Prohibition on Login Sharing

Each membership is for one individual only. You agree NOT to share your login credentials, NOT to allow multiple people to use your account, and NOT to allow assistants, team members, partners, or family to access your membership.

If the Company detects multiple IP addresses, shared devices, or unauthorized access, your account may be suspended or terminated, additional fees may be charged, and legal remedies may be pursued.

7. Confidentiality of All Access Points

All internal conversations, documents, training material, strategies, tools, and discussions about funding, trading, or business strategies are confidential and may not be shared outside the community. This confidentiality obligation survives termination permanently.